The smarter way to finance your home.
As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.
A Special Offer For Destiny Capital Customers
You’re eligible for special offers from Neat Loans to help you with your home loan, including a $500 eGift card (Prepaid Visa/Mastercard).
Neat Loans offer is for loans closing on or before September 1, 2022. Offer is subject to change. Eligible Neat Loans customers and eligible properties must be referred by Destiny Capital. This offer is only eligible to one residential home loan per transaction. Neat Loans reserves the right to change or modify the terms at any time.
Finally, a mortgage without the mess.
We’ve cleaned up the home financing process so that even the most complex home loans could get approved 3x faster than the industry average.
This means no surprises on your home loan rate and down payment.
The average lender closes in 50+ days
How it works.
Three simple steps to get you approved - faster
Three simple steps to get you approved
step 1
Real time visibility
Check to see if refinancing is right for you before ever submitting an application. View your breakeven, monthly savings, and net change over 4 years.
Congrats
You qualify
Good news
You're pre-approved
Locked In
You've been backed
STEP 2
$50k backed
Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security step 3
Get approved 3x faster
Leverage our smart online application to get your home loan submitted easily and quickly. Access cash-like offers for greater certainty.
Whoa!
That's fast
Step 2
$50k Backed
Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security Step 3
Get Approved 3x Faster
Leverage our smart online application to get your home loan submitted easily and quickly.
Get Approved Now 
