The smarter way to finance your home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.
A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.

A Special Offer For Bankwell Customers

You’re eligible for special offers from Neat Loans to help you with your home loan, including a $500 eGift card (Prepaid Visa/Mastercard).

Neat Loans offer is for loans closing on or before September 1, 2022. Eligible Neat Loans customers and eligible properties must be referred by Bankwell and working with Justin Carmichael at Neat Loans. This offer is only eligible to one residential home loan per transaction. Neat Loans reserves the right to change or modify the terms at any time.

Marketing Agency

The smarter way to finance your home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

Marketing Agency

The smarter way to finance your home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.A graphic showing a Neat Lending client being approved for a home loan.

How low can we go?

The national average rate today is 2.4%

Buy a Home
Today's 15 year rate with Neat Loans
2.250
%
Today's APR
2.662
%
Refinance
Today's 15 year rate with Neat Loans
2.000
%
Today's APR
2.391
%

Finally, a mortgage without the mess.

We’ve cleaned up the home financing process so that even the most complex home loans could get approved 3x faster than the industry average.

This means no surprises on your home loan rate and down payment.

3x FASTER

The average lender closes in 50+ days

Neat Loans
We close in as few as 15 days
Traditional lender
50+ days

How it works.

Three simple steps to get you approved - faster
Three simple steps to get you approved
step 1

Real time visibility

Check to see if refinancing is right for you before ever submitting an application. View your breakeven, monthly savings, and net change over 4 years.

Congrats

You qualify

Good news

You're pre-approved
step 2

Get pre-approved 24/7

Get customized home refinance rate options in just 2-3 minutes.

Locked In

You've been backed
STEP 2

$50k backed

Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security  
step 3

Get approved 3x faster

Leverage our smart online application to get your home loan submitted easily and quickly. Access cash-like offers for greater certainty.

Whoa!

That's fast
Step 2

$50k Backed

Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security  
Step 3

Get Approved 3x Faster

Leverage our smart online application to get your home loan submitted easily and quickly.
Get Approved Now  

What people say about Neat.

The power of a platinum pre-approval.

With our Platinum Pre-approval, you're 3x more likely to win your dream home in a competitive real estate market. Bid on homes without a financial contingency using a cash-like offer.

What people say about Neat

Take a look at what our customers are saying

Are you ready to buy or refi, the Neat way?

Partnerships.....

wealth management group and real estate agents
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