Mortgage Rate Comparison Tool.
See if your mortgage really is the best scenario for you.
You should feel confident in your mortgage—whether you’re getting one through Neat or you’re using a different lender. With our quick mortgage comparison tool, you can see apples to apples which home loan is best for you. Plus, if there’s a better loan type for you, our algorithm will find it. Pretty Neat!
Frequently Asked Questions
Find out
Why is it important to compare loan estimates?
Not all loan estimates are created equal. Even if two loan estimates have the same rate and points, you could end up paying different amounts over the life of the loan. Usually, this is because of application fees or underwriting fees. There’s no industry standard on how much these fees are, so make sure to keep that in consideration. Our mortgage rate comparison tool helps eliminate all the inconsistencies across different loan estimates, so you can make informed choices.
What’s the deal with APR?
APR (or Annualized Percentage Rate) reflects the total cost of borrowing money—at least that’s the intention. APR should include the interest rate, points, and all upfront costs.
My APR is lower than my interest rate?
This is unusual, but it can happen! You see this most often with ARMs (Adjustable Rate Mortgages). ARMs use an index to determine what your rate might be in the future, and sometimes that index shows that you are likely to pay less once your loan's interest rate adjusts to the market.
