Finance Your

Personalized rates in 3 minutes. Close in as few as 15 days.

Get pre-approved

Finance your second home or investment properties.

"Decided to give Neat Loans a try for a refinance of my primary home loan. My primary lender was put off by my rather complicated financial picture including multiple rental properties. Paul Gresh and Brianna Nelson of Neat Loans were super friendly and accessible. They helped guide me through the process and the Neat Loans web portal made the whole experience seamless. As a veteran of many loans through multiple lenders, I was highly impressed with Neat. Would definitely recommend them!" - Roddy H.

Get started in 3 minutes

How it works.

Three simple steps to get you approved - faster

Three simple steps to get you approved

step 1

Real time visibility

Check if your income and assets qualify you even before you submit your application.

How much can I afford

Congrats

You qualify

Good news

You're pre-approved

step 2

Get pre-approved 24/7

Get customized home refinance rate options in just 2-3 minutes.

Get pre-approved now

Locked In

You've been backed

STEP 2

$50k backed

Buyers with an approved home loan are backed with an extra level of financial security.

I Want Extra Security 

step 3

3x faster approval times

Leverage our smart online application to get your home loan submitted easily and quickly. Access the strongest cash-like offer in the industry for greater certainty, backed up to $50,000 of your earnest money.

Start your approval

Whoa!

That's fast

Step 2

$50k Backed

Buyers with an approved home loan are backed with an extra level of financial security.

I Want Extra Security 

Step 3

Get Approved 3x Faster

Leverage our smart online application to get your home loan submitted easily and quickly.

Get Approved Now 

Get approved now 

There's no income like passive income.

Neat's smart online application allows for a faster, more certain home financing process for investment properties and second homes.

3

x

faster

Close your home loan in as few as 15 days. (The average lender closes in 50+ days.)

24

hour loan approval

in equity financing to fund its innovative approach to home financing.

3

minute pre-approvals

Get customized home finance rate options in just 2-3 minutes.

INVESTMENT

Buy an investment property or a rental property.

Get custom home loan rates

The smarter way to finance a home.

Let's get started