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Get your personalized mortgage estimate and pre-approval letter in the same day*

* Our Instant Pre-Approval application uses a soft credit pull which will not affect your credit score

It's easier than you think to finance your home.

"Decided to give Neat Loans a try for a refinance of my primary home loan. My primary lender was put off by my rather complicated financial picture including multiple rental properties. Paul Gresh and Brianna Nelson of Neat Loans were super friendly and accessible. They helped guide me through the process and the Neat Loans web portal made the whole experience seamless. As a veteran of many loans through multiple lenders, I was highly impressed with Neat. Would definitely recommend them!" - Roddy H.

Get started in 3 minutes

How it works.

Two steps to get you pre-approved - faster
Two simple steps to get you pre-approved
step 1

Real time visibility

Check if your income and assets qualify you even before you submit your application.

Congrats

You qualify

Good news

You're pre-approved
step 2

Get pre-approved 24/7

Get customized home refinance rate options in just 2-3 minutes.

Locked In

You've been backed
STEP 2

$50k backed

Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security  
Step 2

$50k Backed

Buyers with an approved home loan are backed with an extra level of financial security.
I Want Extra Security  
Step 3

Get Approved 3x Faster

Leverage our smart online application to get your home loan submitted easily and quickly.
Get Approved Now  

Financing made simple so you're home free.

Neat's smart online application allows for a faster, more certain home financing process.
3

minute pre-approvals

Get customized home finance rate options in just 2-3 minutes.

24

hour loan approval

in equity financing to fund its innovative approach to home financing.

3
x

faster

Close your home loan in as few as 15 days. (The average lender closes in 50+ days.)

MOVE FAST

Get pre-approval letters 24/7.

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Get your pre-approval letter
A smarter way to finance your home

The smarter way to finance a home.

Let's get started