Mortgage Made Simple

Why Neat?

When we decided to create Neat, we started our mission to clean up the entire mortgage lending process. We wanted to leverage technology to analyze even the most complex financial situations. This way, we could approve and secure home loans quickly and easily. From there, we’d work backward to ensure each step of our lending process would be intuitive and transparent for our busy home buyers.

Cash-like offer in 2 days

Buyers receive official approval to make a cash-like offer in as little as 48 hours.

$50,000 earnest money backed

Buyers receive official approval to make a cash-like offer in as little as 48 hours.

Get approved 3x faster

Buyers could go from applying for a loan to closing on their home in just a couple weeks.

View rates
Get pre-approved

Gain full visibility into mortgage rate requirements.

In the past year we have grown by more than 300%—driving us to rethink recruiting, hiring, and onboarding techniques and processes.  In hiring, we aim to recruit and source diverse applicants from the start.  We post open positions on websites such as Built In Colorado, Indeed, Handshake, and our own company sites.  As we grow, we expand our channels for employee recruitment with an eye towards team diversity.

Select the home loan that works for you.

Adjust your down payment, explore loan types available for you, and compare multiple scenarios before you apply.

Analyze home loans based on your financial goals.

Easily compare monthly payments or cash at closing among loan options. Analyze savings at closing, payment savings, equity increases, and tax benefits as well.

A refreshingly "neat" list of all your required documentation.

View everything needed to finalize your home loan so that you can compete with cash-like offers in competitive markets.

How Neat Works

We provide real-time underwriting so that once your application is complete—you really are ready to go. You’ll have everything you need to make a competitive, cash-like offer on the home (or homes) you’ve got your eye on. The best part is, you’ll have complete visibility into the process from start to finish. It’s quick, clean, and all about you.

Reliable

You’re free to feel absolutely secure,
informed, and at ease with your home purchase.

Organized

Buyers receive official approval to make a cash-like offer in as little as 48 hours.

Effortless

Buyers could go from applying for a loan to closing on their home in just a couple weeks.