Use Your Liquid Assets to Finance Your
Get custom home loan rates. Close in as few as 15 days.
Why finance a home with Neat?
Enjoy a fast process and competitive home loan rates.
"The mortgage process can be daunting but Neat made it seamless and completely stress-free. I would highly recommend them to anyone purchasing or refinancing. I truly wouldn’t trust anyone else with my home loan needs." - Jonathan L.
"Neat has been a great partner for two home purchases and a refi. They consistently go the extra mile to make sure you get the best rate and closed on time." - Anders N.
"It’s sad but today you almost just come to expect 'the story' about how professional, caring, trustworthy, etc. a company’s representatives are and their treatment is of their customers. With Paul and Neat Loans? It’s all true! Paul was always there when I called or called me right back. Provided the information we needed, worked on “our” behalf and left us with the feeling of being well taken care of and in very capable and competent hands." - Dave K.
Leverage your liquid assets to buy or refinance a property.
Neat's Liquid Asset Home Financing Program applies to both conventional and jumbo loans (up to $2 million), and can apply to your primary residence, second home, or investment property.
You can also qualify for a cash-out refinance, as well as for various programs, including 30-year fixed, 15-year fixed, and adjustable rate mortgages (ARMs), depending on your individual mortgage strategy.
No Pledge Required
Neat does not require you to pledge or secure any of your liquid assets.
No Tax Returns
Tax returns are not required, provided there are enough validated assets to support the loan.
No Hassle Application
Neat has built a smart online app that shows you exactly which assets help you qualify.