The Smarter Way to Finance Your Home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

Mortgage without the Mess.

Upgrade your mortgage approval with Neat. And most importantly, close on your home loan in as few as 2 weeks!

Best Digital Mortgage Company Award - 2022

Featured on Comcast NBCUniversal

Apply in 45 Seconds
Not ready to apply? Get pre-approved instead.
Get Pre-Approved

Mortgage without the Mess.

Buying a new home? Upgrade your mortgage pre-approval today and close on your home in as little as 2 weeks.

The Smarter Way to FinanceYour Home.


With Neat, there's no need to wonder where you are in the mortgage process.
Clearly understand what income and savings you need to qualify.
Easily identify your maximum "buying power" to submit a successful offer.
Secure a home loan 3x faster than other mortgage lenders.
Compete with cash offers through Neat’s 48 hour, fully underwritten credit approval. 

Mortgage without the Mess.

Upgrade your mortgage approval with Neat. And most importantly, close on your home loan in as few as 2 weeks!

Best Digital Mortgage Company Award - 2022

Featured on Comcast NBCUniversal

The Smarter Way to Finance Your Home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

Best Digital Mortgage Company Award - 2022

Featured on Comcast NBCUniversal

Best Digital Mortgage Company Award - 2022

Reviews 87  •  Excellent

Best Digital Mortgage Company Award - 2022

The Smarter Way to Finance Your Home.

As a fintech company and mortgage lender, we value speed, transparency, and certainty throughout the entire home financing process.

Speed & Certainty Matter in Today's Competitive Real Estate Market.

Neat Lending
Close in as little as 2 weeks!
Traditional Lender
Close in 40+ days

What's Your Mortgage Strategy?

At Neat, our Home Loan Advisors are always available and ready to help you navigate the home loan process from start to finish. Equipped with a wide array of different loan programs, a tech forward approach to mortgage lending and competitive interest rates, we are uniquely positioned to deliver your best solution.

The Power of a Platinum Approval.

With Neat's fully underwritten Platinum Approval, you're more likely to win your dream home in a competitive real estate market.

How low can we go?

The national average rate today is 2.4%

Buy a Home
Today's 15 year rate with Neat Loans
2.250
%
Today's APR
2.662
%
Refinance
Today's 15 year rate with Neat Loans
2.000
%
Today's APR
2.391
%

What people say about Neat

Take a look at what our customers are saying
LEARN MORE ABOUT NEAT LOANS

Join an Innovative Team and a Neat Company.

Are You Ready to Buy or
Refinance the Neat Way?

Partnerships.....

wealth management group and real estate agents
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